Unless you’re paying for the property in cash, it is usually the buyer who has to sign the great majority of documents at closing. While many are standardized, uniform, and used in every closing, the sheer number of documents to sign can sometimes be intimidating.
The settlement statement, promissory note, deed to secure debt, occupancy affidavit, and identity affidavit, along with a number of tax forms, are typically signed at every closing. Additionally, your lender may require a number of other documents to be signed.
At closing, we will happily explain each of the documents you sign and answer any question you may have.