Unless you are paying for the property in cash, it is usually the buyer who has to sign the great majority of the closing documents. While many are standardized, uniform, and used in every closing, the sheer number of documents to sign can sometimes be intimidating.
The settlement statement, promissory note, deed to secure debt, truth-in-lending statement, occupancy affidavit, and identity affidavit, along with a number of tax forms, are signed at every closing. Additionally, your lender may require a number of other documents to be signed.
At closing paperwork, we will happily explain each of the documents you sign and answer any question you may have.